LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,155
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,302
−HK$3,197/mo
Today · 4.125%
HK$107,499
baseline
▲ 0.50% · 4.625%
HK$114,040
+HK$6,541/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$214,998/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,534
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,552
−HK$3,062/mo
Today · 4.125%
HK$118,614
baseline
▲ 0.50% · 4.625%
HK$124,866
+HK$6,252/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,228/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,386
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,162
−HK$3,836/mo
Today · 4.125%
HK$128,998
baseline
▲ 0.50% · 4.625%
HK$136,848
+HK$7,850/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$257,996/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,041
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,663
−HK$3,674/mo
Today · 4.125%
HK$142,337
baseline
▲ 0.50% · 4.625%
HK$149,840
+HK$7,503/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$284,674/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,617
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,022
−HK$4,476/mo
Today · 4.125%
HK$150,498
baseline
▲ 0.50% · 4.625%
HK$159,655
+HK$9,157/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$300,996/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,548
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,773
−HK$4,287/mo
Today · 4.125%
HK$166,060
baseline
▲ 0.50% · 4.625%
HK$174,813
+HK$8,753/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,120/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,079
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$187,743
−HK$5,754/mo
Today · 4.125%
HK$193,497
baseline
▲ 0.50% · 4.625%
HK$205,271
+HK$11,774/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$386,994/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,562
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$207,994
−HK$5,511/mo
Today · 4.125%
HK$213,505
baseline
▲ 0.50% · 4.625%
HK$224,760
+HK$11,255/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,010/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,358 · Scale 2, in force from 26 Feb 2026)