LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,157
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,304
−HK$3,197/mo
Today · 4.125%
HK$107,501
baseline
▲ 0.50% · 4.625%
HK$114,042
+HK$6,541/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,002/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,537
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,555
−HK$3,062/mo
Today · 4.125%
HK$118,617
baseline
▲ 0.50% · 4.625%
HK$124,869
+HK$6,252/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,234/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,389
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,165
−HK$3,836/mo
Today · 4.125%
HK$129,001
baseline
▲ 0.50% · 4.625%
HK$136,850
+HK$7,849/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$258,002/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,044
−HK$7,296/mo
▼ 0.25% · 3.875%
HK$138,666
−HK$3,674/mo
Today · 4.125%
HK$142,340
baseline
▲ 0.50% · 4.625%
HK$149,843
+HK$7,503/mo
Deposit HK$17.74M · loan HK$26.62M · min. income ≈ HK$284,680/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,620
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,025
−HK$4,476/mo
Today · 4.125%
HK$150,501
baseline
▲ 0.50% · 4.625%
HK$159,659
+HK$9,158/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$301,002/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,551
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,777
−HK$4,286/mo
Today · 4.125%
HK$166,063
baseline
▲ 0.50% · 4.625%
HK$174,817
+HK$8,754/mo
Deposit HK$13.31M · loan HK$31.05M · min. income ≈ HK$332,126/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,083
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$187,747
−HK$5,754/mo
Today · 4.125%
HK$193,501
baseline
▲ 0.50% · 4.625%
HK$205,276
+HK$11,775/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,002/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,566
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$207,998
−HK$5,512/mo
Today · 4.125%
HK$213,510
baseline
▲ 0.50% · 4.625%
HK$224,764
+HK$11,254/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,020/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,397 · Scale 2, in force from 26 Feb 2026)