LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,163
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,310
−HK$3,197/mo
Today · 4.125%
HK$107,507
baseline
▲ 0.50% · 4.625%
HK$114,048
+HK$6,541/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,014/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,543
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,561
−HK$3,062/mo
Today · 4.125%
HK$118,623
baseline
▲ 0.50% · 4.625%
HK$124,876
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,246/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,396
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$125,172
−HK$3,836/mo
Today · 4.125%
HK$129,008
baseline
▲ 0.50% · 4.625%
HK$136,858
+HK$7,850/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,016/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,051
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,673
−HK$3,675/mo
Today · 4.125%
HK$142,348
baseline
▲ 0.50% · 4.625%
HK$149,851
+HK$7,503/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,696/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,628
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,034
−HK$4,475/mo
Today · 4.125%
HK$150,509
baseline
▲ 0.50% · 4.625%
HK$159,668
+HK$9,159/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,018/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,560
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,785
−HK$4,287/mo
Today · 4.125%
HK$166,072
baseline
▲ 0.50% · 4.625%
HK$174,826
+HK$8,754/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,144/mo (50% DSR)
Upfront cash ≈ HK$15.19M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,093
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$187,757
−HK$5,755/mo
Today · 4.125%
HK$193,512
baseline
▲ 0.50% · 4.625%
HK$205,287
+HK$11,775/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,024/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,577
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$208,010
−HK$5,512/mo
Today · 4.125%
HK$213,522
baseline
▲ 0.50% · 4.625%
HK$224,777
+HK$11,255/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,044/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,501 · Scale 2, in force from 26 Feb 2026)