LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,164
−HK$6,343/mo
▼ 0.25% · 3.875%
HK$104,310
−HK$3,197/mo
Today · 4.125%
HK$107,507
baseline
▲ 0.50% · 4.625%
HK$114,049
+HK$6,542/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,014/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,544
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,562
−HK$3,062/mo
Today · 4.125%
HK$118,624
baseline
▲ 0.50% · 4.625%
HK$124,877
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,248/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,396
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,172
−HK$3,837/mo
Today · 4.125%
HK$129,009
baseline
▲ 0.50% · 4.625%
HK$136,859
+HK$7,850/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,018/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,052
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,674
−HK$3,675/mo
Today · 4.125%
HK$142,349
baseline
▲ 0.50% · 4.625%
HK$149,852
+HK$7,503/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,698/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,629
−HK$8,881/mo
▼ 0.25% · 3.875%
HK$146,035
−HK$4,475/mo
Today · 4.125%
HK$150,510
baseline
▲ 0.50% · 4.625%
HK$159,669
+HK$9,159/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,020/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,561
−HK$8,512/mo
▼ 0.25% · 3.875%
HK$161,787
−HK$4,286/mo
Today · 4.125%
HK$166,073
baseline
▲ 0.50% · 4.625%
HK$174,827
+HK$8,754/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,146/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,095
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$187,759
−HK$5,754/mo
Today · 4.125%
HK$193,513
baseline
▲ 0.50% · 4.625%
HK$205,288
+HK$11,775/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,026/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,578
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$208,011
−HK$5,512/mo
Today · 4.125%
HK$213,523
baseline
▲ 0.50% · 4.625%
HK$224,778
+HK$11,255/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,046/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,514 · Scale 2, in force from 26 Feb 2026)