LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,166
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,313
−HK$3,197/mo
Today · 4.125%
HK$107,510
baseline
▲ 0.50% · 4.625%
HK$114,051
+HK$6,541/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,020/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,546
−HK$6,080/mo
▼ 0.25% · 3.875%
HK$115,564
−HK$3,062/mo
Today · 4.125%
HK$118,626
baseline
▲ 0.50% · 4.625%
HK$124,879
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,252/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,399
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,175
−HK$3,837/mo
Today · 4.125%
HK$129,012
baseline
▲ 0.50% · 4.625%
HK$136,862
+HK$7,850/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,024/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,055
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,677
−HK$3,675/mo
Today · 4.125%
HK$142,352
baseline
▲ 0.50% · 4.625%
HK$149,855
+HK$7,503/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,704/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,632
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,038
−HK$4,476/mo
Today · 4.125%
HK$150,514
baseline
▲ 0.50% · 4.625%
HK$159,672
+HK$9,158/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,028/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,564
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$161,790
−HK$4,287/mo
Today · 4.125%
HK$166,077
baseline
▲ 0.50% · 4.625%
HK$174,831
+HK$8,754/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,154/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,098
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$187,763
−HK$5,755/mo
Today · 4.125%
HK$193,518
baseline
▲ 0.50% · 4.625%
HK$205,293
+HK$11,775/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,036/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,583
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$208,016
−HK$5,512/mo
Today · 4.125%
HK$213,528
baseline
▲ 0.50% · 4.625%
HK$224,783
+HK$11,255/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,056/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,554 · Scale 2, in force from 26 Feb 2026)