LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,167
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,314
−HK$3,197/mo
Today · 4.125%
HK$107,511
baseline
▲ 0.50% · 4.625%
HK$114,053
+HK$6,542/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,022/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,547
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,565
−HK$3,063/mo
Today · 4.125%
HK$118,628
baseline
▲ 0.50% · 4.625%
HK$124,881
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,256/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,400
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,176
−HK$3,837/mo
Today · 4.125%
HK$129,013
baseline
▲ 0.50% · 4.625%
HK$136,863
+HK$7,850/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,026/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,056
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,679
−HK$3,674/mo
Today · 4.125%
HK$142,353
baseline
▲ 0.50% · 4.625%
HK$149,857
+HK$7,504/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,706/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,633
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,039
−HK$4,476/mo
Today · 4.125%
HK$150,515
baseline
▲ 0.50% · 4.625%
HK$159,674
+HK$9,159/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,030/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,566
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$161,792
−HK$4,287/mo
Today · 4.125%
HK$166,079
baseline
▲ 0.50% · 4.625%
HK$174,833
+HK$8,754/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,158/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,100
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$187,764
−HK$5,755/mo
Today · 4.125%
HK$193,519
baseline
▲ 0.50% · 4.625%
HK$205,295
+HK$11,776/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,038/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,585
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$208,018
−HK$5,512/mo
Today · 4.125%
HK$213,530
baseline
▲ 0.50% · 4.625%
HK$224,785
+HK$11,255/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,060/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,572 · Scale 2, in force from 26 Feb 2026)