LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,117
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,432
−HK$319/mo
Today · 4.125%
HK$10,751
baseline
▲ 0.50% · 4.625%
HK$11,405
+HK$654/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,502/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,255
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,557
−HK$306/mo
Today · 4.125%
HK$11,863
baseline
▲ 0.50% · 4.625%
HK$12,488
+HK$625/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,726/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,140
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,518
−HK$383/mo
Today · 4.125%
HK$12,901
baseline
▲ 0.50% · 4.625%
HK$13,687
+HK$786/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,802/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,506
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,868
−HK$368/mo
Today · 4.125%
HK$14,236
baseline
▲ 0.50% · 4.625%
HK$14,986
+HK$750/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,472/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,164
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,604
−HK$448/mo
Today · 4.125%
HK$15,052
baseline
▲ 0.50% · 4.625%
HK$15,968
+HK$916/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,104/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,757
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,179
−HK$429/mo
Today · 4.125%
HK$16,608
baseline
▲ 0.50% · 4.625%
HK$17,484
+HK$876/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,216/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,210
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,777
−HK$575/mo
Today · 4.125%
HK$19,352
baseline
▲ 0.50% · 4.625%
HK$20,530
+HK$1,178/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,704/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,259
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,802
−HK$551/mo
Today · 4.125%
HK$21,353
baseline
▲ 0.50% · 4.625%
HK$22,479
+HK$1,126/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$42,706/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,551 · Scale 2, in force from 26 Feb 2026)