LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,169
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,315
−HK$3,198/mo
Today · 4.125%
HK$107,513
baseline
▲ 0.50% · 4.625%
HK$114,055
+HK$6,542/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,026/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,549
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,567
−HK$3,063/mo
Today · 4.125%
HK$118,630
baseline
▲ 0.50% · 4.625%
HK$124,883
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,260/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,402
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,179
−HK$3,836/mo
Today · 4.125%
HK$129,015
baseline
▲ 0.50% · 4.625%
HK$136,866
+HK$7,851/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,030/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,059
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,681
−HK$3,675/mo
Today · 4.125%
HK$142,356
baseline
▲ 0.50% · 4.625%
HK$149,859
+HK$7,503/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,712/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,636
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,042
−HK$4,476/mo
Today · 4.125%
HK$150,518
baseline
▲ 0.50% · 4.625%
HK$159,676
+HK$9,158/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,036/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,569
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$161,794
−HK$4,288/mo
Today · 4.125%
HK$166,082
baseline
▲ 0.50% · 4.625%
HK$174,836
+HK$8,754/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,164/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,103
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$187,768
−HK$5,755/mo
Today · 4.125%
HK$193,523
baseline
▲ 0.50% · 4.625%
HK$205,298
+HK$11,775/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,046/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,588
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$208,021
−HK$5,512/mo
Today · 4.125%
HK$213,533
baseline
▲ 0.50% · 4.625%
HK$224,789
+HK$11,256/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,066/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,605 · Scale 2, in force from 26 Feb 2026)