LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,170
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,317
−HK$3,198/mo
Today · 4.125%
HK$107,515
baseline
▲ 0.50% · 4.625%
HK$114,057
+HK$6,542/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,030/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,551
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,570
−HK$3,062/mo
Today · 4.125%
HK$118,632
baseline
▲ 0.50% · 4.625%
HK$124,885
+HK$6,253/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,264/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,404
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,181
−HK$3,836/mo
Today · 4.125%
HK$129,017
baseline
▲ 0.50% · 4.625%
HK$136,868
+HK$7,851/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,034/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,061
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,683
−HK$3,675/mo
Today · 4.125%
HK$142,358
baseline
▲ 0.50% · 4.625%
HK$149,862
+HK$7,504/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,716/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,638
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,044
−HK$4,476/mo
Today · 4.125%
HK$150,520
baseline
▲ 0.50% · 4.625%
HK$159,679
+HK$9,159/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,040/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,571
−HK$8,513/mo
▼ 0.25% · 3.875%
HK$161,797
−HK$4,287/mo
Today · 4.125%
HK$166,084
baseline
▲ 0.50% · 4.625%
HK$174,839
+HK$8,755/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,168/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,107
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$187,771
−HK$5,755/mo
Today · 4.125%
HK$193,526
baseline
▲ 0.50% · 4.625%
HK$205,302
+HK$11,776/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,052/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,592
−HK$10,945/mo
▼ 0.25% · 3.875%
HK$208,025
−HK$5,512/mo
Today · 4.125%
HK$213,537
baseline
▲ 0.50% · 4.625%
HK$224,793
+HK$11,256/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,074/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,638 · Scale 2, in force from 26 Feb 2026)