LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,175
−HK$6,344/mo
▼ 0.25% · 3.875%
HK$104,322
−HK$3,197/mo
Today · 4.125%
HK$107,519
baseline
▲ 0.50% · 4.625%
HK$114,062
+HK$6,543/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$215,038/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,556
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,575
−HK$3,062/mo
Today · 4.125%
HK$118,637
baseline
▲ 0.50% · 4.625%
HK$124,891
+HK$6,254/mo
Deposit HK$22.18M · loan HK$22.18M · min. income ≈ HK$237,274/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,410
−HK$7,613/mo
▼ 0.25% · 3.875%
HK$125,186
−HK$3,837/mo
Today · 4.125%
HK$129,023
baseline
▲ 0.50% · 4.625%
HK$136,874
+HK$7,851/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,046/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,067
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,690
−HK$3,674/mo
Today · 4.125%
HK$142,364
baseline
▲ 0.50% · 4.625%
HK$149,869
+HK$7,505/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,728/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,645
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,051
−HK$4,476/mo
Today · 4.125%
HK$150,527
baseline
▲ 0.50% · 4.625%
HK$159,686
+HK$9,159/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,054/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,578
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,805
−HK$4,287/mo
Today · 4.125%
HK$166,092
baseline
▲ 0.50% · 4.625%
HK$174,847
+HK$8,755/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,184/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,115
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$187,779
−HK$5,756/mo
Today · 4.125%
HK$193,535
baseline
▲ 0.50% · 4.625%
HK$205,311
+HK$11,776/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,070/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,601
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$208,034
−HK$5,513/mo
Today · 4.125%
HK$213,547
baseline
▲ 0.50% · 4.625%
HK$224,803
+HK$11,256/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,094/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,723 · Scale 2, in force from 26 Feb 2026)