LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,177
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,324
−HK$3,198/mo
Today · 4.125%
HK$107,522
baseline
▲ 0.50% · 4.625%
HK$114,064
+HK$6,542/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,044/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,558
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,577
−HK$3,063/mo
Today · 4.125%
HK$118,640
baseline
▲ 0.50% · 4.625%
HK$124,893
+HK$6,253/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,280/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,412
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,189
−HK$3,837/mo
Today · 4.125%
HK$129,026
baseline
▲ 0.50% · 4.625%
HK$136,877
+HK$7,851/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,052/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,070
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$138,693
−HK$3,675/mo
Today · 4.125%
HK$142,368
baseline
▲ 0.50% · 4.625%
HK$149,872
+HK$7,504/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,736/mo (50% DSR)
Upfront cash ≈ HK$19.63M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,648
−HK$8,882/mo
▼ 0.25% · 3.875%
HK$146,054
−HK$4,476/mo
Today · 4.125%
HK$150,530
baseline
▲ 0.50% · 4.625%
HK$159,690
+HK$9,160/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,060/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,582
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,808
−HK$4,288/mo
Today · 4.125%
HK$166,096
baseline
▲ 0.50% · 4.625%
HK$174,851
+HK$8,755/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,192/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,119
−HK$11,420/mo
▼ 0.25% · 3.875%
HK$187,784
−HK$5,755/mo
Today · 4.125%
HK$193,539
baseline
▲ 0.50% · 4.625%
HK$205,316
+HK$11,777/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$387,078/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,605
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$208,039
−HK$5,512/mo
Today · 4.125%
HK$213,551
baseline
▲ 0.50% · 4.625%
HK$224,808
+HK$11,257/mo
Deposit HK$4.44M · loan HK$39.93M · min. income ≈ HK$427,102/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,764 · Scale 2, in force from 26 Feb 2026)