LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,118
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,433
−HK$319/mo
Today · 4.125%
HK$10,752
baseline
▲ 0.50% · 4.625%
HK$11,407
+HK$655/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,504/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,256
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,558
−HK$306/mo
Today · 4.125%
HK$11,864
baseline
▲ 0.50% · 4.625%
HK$12,490
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,728/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,141
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,519
−HK$384/mo
Today · 4.125%
HK$12,903
baseline
▲ 0.50% · 4.625%
HK$13,688
+HK$785/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$25,806/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,507
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,870
−HK$367/mo
Today · 4.125%
HK$14,237
baseline
▲ 0.50% · 4.625%
HK$14,987
+HK$750/mo
Deposit HK$1.77M · loan HK$2.66M · min. income ≈ HK$28,474/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,165
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,606
−HK$447/mo
Today · 4.125%
HK$15,053
baseline
▲ 0.50% · 4.625%
HK$15,969
+HK$916/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,106/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,758
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,181
−HK$429/mo
Today · 4.125%
HK$16,610
baseline
▲ 0.50% · 4.625%
HK$17,485
+HK$875/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,220/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,212
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,779
−HK$575/mo
Today · 4.125%
HK$19,354
baseline
▲ 0.50% · 4.625%
HK$20,532
+HK$1,178/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,708/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,261
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,804
−HK$552/mo
Today · 4.125%
HK$21,356
baseline
▲ 0.50% · 4.625%
HK$22,481
+HK$1,125/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$42,712/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,558 · Scale 2, in force from 26 Feb 2026)