LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,182
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,329
−HK$3,198/mo
Today · 4.125%
HK$107,527
baseline
▲ 0.50% · 4.625%
HK$114,070
+HK$6,543/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,054/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,564
−HK$6,081/mo
▼ 0.25% · 3.875%
HK$115,583
−HK$3,062/mo
Today · 4.125%
HK$118,645
baseline
▲ 0.50% · 4.625%
HK$124,899
+HK$6,254/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,290/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,418
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,195
−HK$3,837/mo
Today · 4.125%
HK$129,032
baseline
▲ 0.50% · 4.625%
HK$136,884
+HK$7,852/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$258,064/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,077
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,699
−HK$3,675/mo
Today · 4.125%
HK$142,374
baseline
▲ 0.50% · 4.625%
HK$149,879
+HK$7,505/mo
Deposit HK$17.75M · loan HK$26.62M · min. income ≈ HK$284,748/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,655
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$146,061
−HK$4,477/mo
Today · 4.125%
HK$150,538
baseline
▲ 0.50% · 4.625%
HK$159,697
+HK$9,159/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,076/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,589
−HK$8,514/mo
▼ 0.25% · 3.875%
HK$161,816
−HK$4,287/mo
Today · 4.125%
HK$166,103
baseline
▲ 0.50% · 4.625%
HK$174,859
+HK$8,756/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,206/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,127
−HK$11,421/mo
▼ 0.25% · 3.875%
HK$187,793
−HK$5,755/mo
Today · 4.125%
HK$193,548
baseline
▲ 0.50% · 4.625%
HK$205,325
+HK$11,777/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$387,096/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,615
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$208,049
−HK$5,512/mo
Today · 4.125%
HK$213,561
baseline
▲ 0.50% · 4.625%
HK$224,819
+HK$11,258/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$427,122/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,854 · Scale 2, in force from 26 Feb 2026)