LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,190
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,337
−HK$3,198/mo
Today · 4.125%
HK$107,535
baseline
▲ 0.50% · 4.625%
HK$114,078
+HK$6,543/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,070/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,572
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,592
−HK$3,062/mo
Today · 4.125%
HK$118,654
baseline
▲ 0.50% · 4.625%
HK$124,909
+HK$6,255/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,308/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,428
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,205
−HK$3,837/mo
Today · 4.125%
HK$129,042
baseline
▲ 0.50% · 4.625%
HK$136,894
+HK$7,852/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,084/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,087
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$138,710
−HK$3,675/mo
Today · 4.125%
HK$142,385
baseline
▲ 0.50% · 4.625%
HK$149,891
+HK$7,506/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,770/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,666
−HK$8,883/mo
▼ 0.25% · 3.875%
HK$146,072
−HK$4,477/mo
Today · 4.125%
HK$150,549
baseline
▲ 0.50% · 4.625%
HK$159,710
+HK$9,161/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,098/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,601
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$161,828
−HK$4,288/mo
Today · 4.125%
HK$166,116
baseline
▲ 0.50% · 4.625%
HK$174,872
+HK$8,756/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,232/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,141
−HK$11,422/mo
▼ 0.25% · 3.875%
HK$187,807
−HK$5,756/mo
Today · 4.125%
HK$193,563
baseline
▲ 0.50% · 4.625%
HK$205,341
+HK$11,778/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$387,126/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,630
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$208,065
−HK$5,513/mo
Today · 4.125%
HK$213,578
baseline
▲ 0.50% · 4.625%
HK$224,836
+HK$11,258/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$427,156/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,885,999 · Scale 2, in force from 26 Feb 2026)