LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,192
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,340
−HK$3,198/mo
Today · 4.125%
HK$107,538
baseline
▲ 0.50% · 4.625%
HK$114,081
+HK$6,543/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,076/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,575
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,594
−HK$3,063/mo
Today · 4.125%
HK$118,657
baseline
▲ 0.50% · 4.625%
HK$124,912
+HK$6,255/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,314/mo (50% DSR)
Upfront cash ≈ HK$24.07M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,430
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,207
−HK$3,838/mo
Today · 4.125%
HK$129,045
baseline
▲ 0.50% · 4.625%
HK$136,897
+HK$7,852/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,090/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,090
−HK$7,298/mo
▼ 0.25% · 3.875%
HK$138,713
−HK$3,675/mo
Today · 4.125%
HK$142,388
baseline
▲ 0.50% · 4.625%
HK$149,894
+HK$7,506/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,776/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,669
−HK$8,884/mo
▼ 0.25% · 3.875%
HK$146,075
−HK$4,478/mo
Today · 4.125%
HK$150,553
baseline
▲ 0.50% · 4.625%
HK$159,713
+HK$9,160/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$301,106/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,605
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$161,832
−HK$4,288/mo
Today · 4.125%
HK$166,120
baseline
▲ 0.50% · 4.625%
HK$174,876
+HK$8,756/mo
Deposit HK$13.31M · loan HK$31.06M · min. income ≈ HK$332,240/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,145
−HK$11,423/mo
▼ 0.25% · 3.875%
HK$187,811
−HK$5,757/mo
Today · 4.125%
HK$193,568
baseline
▲ 0.50% · 4.625%
HK$205,346
+HK$11,778/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$387,136/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,635
−HK$10,948/mo
▼ 0.25% · 3.875%
HK$208,069
−HK$5,514/mo
Today · 4.125%
HK$213,583
baseline
▲ 0.50% · 4.625%
HK$224,841
+HK$11,258/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$427,166/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,041 · Scale 2, in force from 26 Feb 2026)