LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,120
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,434
−HK$320/mo
Today · 4.125%
HK$10,754
baseline
▲ 0.50% · 4.625%
HK$11,409
+HK$655/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,508/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,258
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,560
−HK$306/mo
Today · 4.125%
HK$11,866
baseline
▲ 0.50% · 4.625%
HK$12,492
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,732/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,144
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,521
−HK$384/mo
Today · 4.125%
HK$12,905
baseline
▲ 0.50% · 4.625%
HK$13,690
+HK$785/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$25,810/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,510
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,872
−HK$367/mo
Today · 4.125%
HK$14,239
baseline
▲ 0.50% · 4.625%
HK$14,990
+HK$751/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$28,478/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,167
−HK$889/mo
▼ 0.25% · 3.875%
HK$14,608
−HK$448/mo
Today · 4.125%
HK$15,056
baseline
▲ 0.50% · 4.625%
HK$15,972
+HK$916/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,112/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,761
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,184
−HK$429/mo
Today · 4.125%
HK$16,613
baseline
▲ 0.50% · 4.625%
HK$17,488
+HK$875/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,226/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,215
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,782
−HK$576/mo
Today · 4.125%
HK$19,358
baseline
▲ 0.50% · 4.625%
HK$20,535
+HK$1,177/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,716/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,264
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,808
−HK$551/mo
Today · 4.125%
HK$21,359
baseline
▲ 0.50% · 4.625%
HK$22,485
+HK$1,126/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$42,718/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,569 · Scale 2, in force from 26 Feb 2026)