LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,120
−HK$634/mo
▼ 0.25% · 3.875%
HK$10,435
−HK$319/mo
Today · 4.125%
HK$10,754
baseline
▲ 0.50% · 4.625%
HK$11,409
+HK$655/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,508/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,258
−HK$609/mo
▼ 0.25% · 3.875%
HK$11,560
−HK$307/mo
Today · 4.125%
HK$11,867
baseline
▲ 0.50% · 4.625%
HK$12,492
+HK$625/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,734/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,144
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,522
−HK$383/mo
Today · 4.125%
HK$12,905
baseline
▲ 0.50% · 4.625%
HK$13,691
+HK$786/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$25,810/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,510
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,872
−HK$368/mo
Today · 4.125%
HK$14,240
baseline
▲ 0.50% · 4.625%
HK$14,990
+HK$750/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$28,480/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,168
−HK$888/mo
▼ 0.25% · 3.875%
HK$14,609
−HK$447/mo
Today · 4.125%
HK$15,056
baseline
▲ 0.50% · 4.625%
HK$15,972
+HK$916/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,112/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,762
−HK$851/mo
▼ 0.25% · 3.875%
HK$16,184
−HK$429/mo
Today · 4.125%
HK$16,613
baseline
▲ 0.50% · 4.625%
HK$17,489
+HK$876/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,226/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,216
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,782
−HK$576/mo
Today · 4.125%
HK$19,358
baseline
▲ 0.50% · 4.625%
HK$20,536
+HK$1,178/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,716/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,265
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,808
−HK$552/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,486
+HK$1,126/mo
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,571 · Scale 2, in force from 26 Feb 2026)