LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,200
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,348
−HK$3,198/mo
Today · 4.125%
HK$107,546
baseline
▲ 0.50% · 4.625%
HK$114,090
+HK$6,544/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,092/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,584
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,604
−HK$3,063/mo
Today · 4.125%
HK$118,667
baseline
▲ 0.50% · 4.625%
HK$124,922
+HK$6,255/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,334/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,440
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,218
−HK$3,838/mo
Today · 4.125%
HK$129,056
baseline
▲ 0.50% · 4.625%
HK$136,908
+HK$7,852/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,112/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,101
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,724
−HK$3,676/mo
Today · 4.125%
HK$142,400
baseline
▲ 0.50% · 4.625%
HK$149,906
+HK$7,506/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,800/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,680
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$146,087
−HK$4,478/mo
Today · 4.125%
HK$150,565
baseline
▲ 0.50% · 4.625%
HK$159,726
+HK$9,161/mo
Deposit HK$13.31M · loan HK$31.07M · min. income ≈ HK$301,130/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,618
−HK$8,515/mo
▼ 0.25% · 3.875%
HK$161,845
−HK$4,288/mo
Today · 4.125%
HK$166,133
baseline
▲ 0.50% · 4.625%
HK$174,890
+HK$8,757/mo
Deposit HK$13.31M · loan HK$31.07M · min. income ≈ HK$332,266/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,160
−HK$11,423/mo
▼ 0.25% · 3.875%
HK$187,826
−HK$5,757/mo
Today · 4.125%
HK$193,583
baseline
▲ 0.50% · 4.625%
HK$205,362
+HK$11,779/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$387,166/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,651
−HK$10,949/mo
▼ 0.25% · 3.875%
HK$208,086
−HK$5,514/mo
Today · 4.125%
HK$213,600
baseline
▲ 0.50% · 4.625%
HK$224,859
+HK$11,259/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$427,200/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,194 · Scale 2, in force from 26 Feb 2026)