LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,203
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,351
−HK$3,198/mo
Today · 4.125%
HK$107,549
baseline
▲ 0.50% · 4.625%
HK$114,093
+HK$6,544/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,098/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,587
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,607
−HK$3,063/mo
Today · 4.125%
HK$118,670
baseline
▲ 0.50% · 4.625%
HK$124,925
+HK$6,255/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,340/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,443
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,221
−HK$3,838/mo
Today · 4.125%
HK$129,059
baseline
▲ 0.50% · 4.625%
HK$136,912
+HK$7,853/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,118/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,105
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,728
−HK$3,676/mo
Today · 4.125%
HK$142,404
baseline
▲ 0.50% · 4.625%
HK$149,910
+HK$7,506/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,808/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,684
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$146,091
−HK$4,478/mo
Today · 4.125%
HK$150,569
baseline
▲ 0.50% · 4.625%
HK$159,731
+HK$9,162/mo
Deposit HK$13.31M · loan HK$31.07M · min. income ≈ HK$301,138/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,622
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$161,849
−HK$4,289/mo
Today · 4.125%
HK$166,138
baseline
▲ 0.50% · 4.625%
HK$174,895
+HK$8,757/mo
Deposit HK$13.31M · loan HK$31.07M · min. income ≈ HK$332,276/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,165
−HK$11,423/mo
▼ 0.25% · 3.875%
HK$187,831
−HK$5,757/mo
Today · 4.125%
HK$193,588
baseline
▲ 0.50% · 4.625%
HK$205,368
+HK$11,780/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$387,176/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,657
−HK$10,949/mo
▼ 0.25% · 3.875%
HK$208,092
−HK$5,514/mo
Today · 4.125%
HK$213,606
baseline
▲ 0.50% · 4.625%
HK$224,865
+HK$11,259/mo
Deposit HK$4.44M · loan HK$39.94M · min. income ≈ HK$427,212/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,245 · Scale 2, in force from 26 Feb 2026)