LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,206
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,354
−HK$3,199/mo
Today · 4.125%
HK$107,553
baseline
▲ 0.50% · 4.625%
HK$114,097
+HK$6,544/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,106/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,591
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,611
−HK$3,063/mo
Today · 4.125%
HK$118,674
baseline
▲ 0.50% · 4.625%
HK$124,929
+HK$6,255/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,348/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,447
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,225
−HK$3,838/mo
Today · 4.125%
HK$129,063
baseline
▲ 0.50% · 4.625%
HK$136,916
+HK$7,853/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,126/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,109
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$138,733
−HK$3,676/mo
Today · 4.125%
HK$142,409
baseline
▲ 0.50% · 4.625%
HK$149,915
+HK$7,506/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,818/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,689
−HK$8,885/mo
▼ 0.25% · 3.875%
HK$146,096
−HK$4,478/mo
Today · 4.125%
HK$150,574
baseline
▲ 0.50% · 4.625%
HK$159,736
+HK$9,162/mo
Deposit HK$13.32M · loan HK$31.07M · min. income ≈ HK$301,148/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,627
−HK$8,516/mo
▼ 0.25% · 3.875%
HK$161,855
−HK$4,288/mo
Today · 4.125%
HK$166,143
baseline
▲ 0.50% · 4.625%
HK$174,901
+HK$8,758/mo
Deposit HK$13.32M · loan HK$31.07M · min. income ≈ HK$332,286/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,171
−HK$11,424/mo
▼ 0.25% · 3.875%
HK$187,838
−HK$5,757/mo
Today · 4.125%
HK$193,595
baseline
▲ 0.50% · 4.625%
HK$205,375
+HK$11,780/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$387,190/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,664
−HK$10,949/mo
▼ 0.25% · 3.875%
HK$208,099
−HK$5,514/mo
Today · 4.125%
HK$213,613
baseline
▲ 0.50% · 4.625%
HK$224,873
+HK$11,260/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$427,226/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,307 · Scale 2, in force from 26 Feb 2026)