LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,210
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,358
−HK$3,199/mo
Today · 4.125%
HK$107,557
baseline
▲ 0.50% · 4.625%
HK$114,101
+HK$6,544/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,114/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,595
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,615
−HK$3,063/mo
Today · 4.125%
HK$118,678
baseline
▲ 0.50% · 4.625%
HK$124,934
+HK$6,256/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,356/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,452
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,230
−HK$3,838/mo
Today · 4.125%
HK$129,068
baseline
▲ 0.50% · 4.625%
HK$136,922
+HK$7,854/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,136/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,114
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$138,738
−HK$3,676/mo
Today · 4.125%
HK$142,414
baseline
▲ 0.50% · 4.625%
HK$149,921
+HK$7,507/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,828/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,694
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,102
−HK$4,478/mo
Today · 4.125%
HK$150,580
baseline
▲ 0.50% · 4.625%
HK$159,742
+HK$9,162/mo
Deposit HK$13.32M · loan HK$31.07M · min. income ≈ HK$301,160/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,633
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,861
−HK$4,289/mo
Today · 4.125%
HK$166,150
baseline
▲ 0.50% · 4.625%
HK$174,908
+HK$8,758/mo
Deposit HK$13.32M · loan HK$31.07M · min. income ≈ HK$332,300/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,178
−HK$11,424/mo
▼ 0.25% · 3.875%
HK$187,845
−HK$5,757/mo
Today · 4.125%
HK$193,602
baseline
▲ 0.50% · 4.625%
HK$205,383
+HK$11,781/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$387,204/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,671
−HK$10,950/mo
▼ 0.25% · 3.875%
HK$208,107
−HK$5,514/mo
Today · 4.125%
HK$213,621
baseline
▲ 0.50% · 4.625%
HK$224,881
+HK$11,260/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$427,242/mo (50% DSR)
Upfront cash ≈ HK$6.32M (deposit + AVD stamp duty HK$1,886,380 · Scale 2, in force from 26 Feb 2026)