LTV · monthly repayment
▼ 0.50% · 3.625%
HK$1,012,145
−HK$63,470/mo
▼ 0.25% · 3.875%
HK$1,043,628
−HK$31,987/mo
Today · 4.125%
HK$1,075,615
baseline
▲ 0.50% · 4.625%
HK$1,141,064
+HK$65,449/mo
Deposit HK$221.94M · loan HK$221.94M · min. income ≈ HK$2,151,230/mo (50% DSR)
Upfront cash ≈ HK$250.79M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,126,001
−HK$60,834/mo
▼ 0.25% · 3.875%
HK$1,156,200
−HK$30,635/mo
Today · 4.125%
HK$1,186,835
baseline
▲ 0.50% · 4.625%
HK$1,249,395
+HK$62,560/mo
Deposit HK$221.94M · loan HK$221.94M · min. income ≈ HK$2,373,670/mo (50% DSR)
Upfront cash ≈ HK$250.79M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,214,574
−HK$76,164/mo
▼ 0.25% · 3.875%
HK$1,252,354
−HK$38,384/mo
Today · 4.125%
HK$1,290,738
baseline
▲ 0.50% · 4.625%
HK$1,369,276
+HK$78,538/mo
Deposit HK$177.55M · loan HK$266.32M · min. income ≈ HK$2,581,476/mo (50% DSR)
Upfront cash ≈ HK$206.40M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,351,201
−HK$73,001/mo
▼ 0.25% · 3.875%
HK$1,387,439
−HK$36,763/mo
Today · 4.125%
HK$1,424,202
baseline
▲ 0.50% · 4.625%
HK$1,499,274
+HK$75,072/mo
Deposit HK$177.55M · loan HK$266.32M · min. income ≈ HK$2,848,404/mo (50% DSR)
Upfront cash ≈ HK$206.40M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,417,003
−HK$88,858/mo
▼ 0.25% · 3.875%
HK$1,461,079
−HK$44,782/mo
Today · 4.125%
HK$1,505,861
baseline
▲ 0.50% · 4.625%
HK$1,597,489
+HK$91,628/mo
Deposit HK$133.16M · loan HK$310.71M · min. income ≈ HK$3,011,722/mo (50% DSR)
Upfront cash ≈ HK$162.01M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,576,401
−HK$85,168/mo
▼ 0.25% · 3.875%
HK$1,618,679
−HK$42,890/mo
Today · 4.125%
HK$1,661,569
baseline
▲ 0.50% · 4.625%
HK$1,749,153
+HK$87,584/mo
Deposit HK$133.16M · loan HK$310.71M · min. income ≈ HK$3,323,138/mo (50% DSR)
Upfront cash ≈ HK$162.01M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,821,860
−HK$114,247/mo
▼ 0.25% · 3.875%
HK$1,878,531
−HK$57,576/mo
Today · 4.125%
HK$1,936,107
baseline
▲ 0.50% · 4.625%
HK$2,053,915
+HK$117,808/mo
Deposit HK$44.39M · loan HK$399.49M · min. income ≈ HK$3,872,214/mo (50% DSR)
Upfront cash ≈ HK$73.24M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,026,801
−HK$109,502/mo
▼ 0.25% · 3.875%
HK$2,081,159
−HK$55,144/mo
Today · 4.125%
HK$2,136,303
baseline
▲ 0.50% · 4.625%
HK$2,248,911
+HK$112,608/mo
Deposit HK$44.39M · loan HK$399.49M · min. income ≈ HK$4,272,606/mo (50% DSR)
Upfront cash ≈ HK$73.24M (deposit + AVD stamp duty HK$28,851,757 · Scale 2, in force from 26 Feb 2026)