LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,215
−HK$6,347/mo
▼ 0.25% · 3.875%
HK$104,363
−HK$3,199/mo
Today · 4.125%
HK$107,562
baseline
▲ 0.50% · 4.625%
HK$114,106
+HK$6,544/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$215,124/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,600
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,620
−HK$3,064/mo
Today · 4.125%
HK$118,684
baseline
▲ 0.50% · 4.625%
HK$124,940
+HK$6,256/mo
Deposit HK$22.19M · loan HK$22.19M · min. income ≈ HK$237,368/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,457
−HK$7,617/mo
▼ 0.25% · 3.875%
HK$125,235
−HK$3,839/mo
Today · 4.125%
HK$129,074
baseline
▲ 0.50% · 4.625%
HK$136,928
+HK$7,854/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$258,148/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,120
−HK$7,300/mo
▼ 0.25% · 3.875%
HK$138,744
−HK$3,676/mo
Today · 4.125%
HK$142,420
baseline
▲ 0.50% · 4.625%
HK$149,927
+HK$7,507/mo
Deposit HK$17.75M · loan HK$26.63M · min. income ≈ HK$284,840/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,700
−HK$8,886/mo
▼ 0.25% · 3.875%
HK$146,108
−HK$4,478/mo
Today · 4.125%
HK$150,586
baseline
▲ 0.50% · 4.625%
HK$159,749
+HK$9,163/mo
Deposit HK$13.32M · loan HK$31.07M · min. income ≈ HK$301,172/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,640
−HK$8,517/mo
▼ 0.25% · 3.875%
HK$161,868
−HK$4,289/mo
Today · 4.125%
HK$166,157
baseline
▲ 0.50% · 4.625%
HK$174,915
+HK$8,758/mo
Deposit HK$13.32M · loan HK$31.07M · min. income ≈ HK$332,314/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,186
−HK$11,425/mo
▼ 0.25% · 3.875%
HK$187,853
−HK$5,758/mo
Today · 4.125%
HK$193,611
baseline
▲ 0.50% · 4.625%
HK$205,392
+HK$11,781/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$387,222/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,680
−HK$10,950/mo
▼ 0.25% · 3.875%
HK$208,116
−HK$5,514/mo
Today · 4.125%
HK$213,630
baseline
▲ 0.50% · 4.625%
HK$224,891
+HK$11,261/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$427,260/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,886,462 · Scale 2, in force from 26 Feb 2026)