LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,122
−HK$635/mo
▼ 0.25% · 3.875%
HK$10,437
−HK$320/mo
Today · 4.125%
HK$10,757
baseline
▲ 0.50% · 4.625%
HK$11,411
+HK$654/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,514/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,261
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,563
−HK$306/mo
Today · 4.125%
HK$11,869
baseline
▲ 0.50% · 4.625%
HK$12,495
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,738/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,147
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,524
−HK$384/mo
Today · 4.125%
HK$12,908
baseline
▲ 0.50% · 4.625%
HK$13,694
+HK$786/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$25,816/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,513
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,875
−HK$368/mo
Today · 4.125%
HK$14,243
baseline
▲ 0.50% · 4.625%
HK$14,994
+HK$751/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$28,486/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,171
−HK$889/mo
▼ 0.25% · 3.875%
HK$14,612
−HK$448/mo
Today · 4.125%
HK$15,060
baseline
▲ 0.50% · 4.625%
HK$15,976
+HK$916/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,120/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,765
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,188
−HK$429/mo
Today · 4.125%
HK$16,617
baseline
▲ 0.50% · 4.625%
HK$17,493
+HK$876/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,234/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,220
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,787
−HK$575/mo
Today · 4.125%
HK$19,362
baseline
▲ 0.50% · 4.625%
HK$20,541
+HK$1,179/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,724/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,269
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,813
−HK$552/mo
Today · 4.125%
HK$21,365
baseline
▲ 0.50% · 4.625%
HK$22,491
+HK$1,126/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$42,730/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,586 · Scale 2, in force from 26 Feb 2026)