LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,228
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,376
−HK$3,200/mo
Today · 4.125%
HK$107,576
baseline
▲ 0.50% · 4.625%
HK$114,121
+HK$6,545/mo
Deposit HK$22.20M · loan HK$22.20M · min. income ≈ HK$215,152/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,615
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,635
−HK$3,064/mo
Today · 4.125%
HK$118,699
baseline
▲ 0.50% · 4.625%
HK$124,956
+HK$6,257/mo
Deposit HK$22.20M · loan HK$22.20M · min. income ≈ HK$237,398/mo (50% DSR)
Upfront cash ≈ HK$24.08M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,473
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$125,252
−HK$3,839/mo
Today · 4.125%
HK$129,091
baseline
▲ 0.50% · 4.625%
HK$136,945
+HK$7,854/mo
Deposit HK$17.76M · loan HK$26.64M · min. income ≈ HK$258,182/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,138
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,762
−HK$3,677/mo
Today · 4.125%
HK$142,439
baseline
▲ 0.50% · 4.625%
HK$149,947
+HK$7,508/mo
Deposit HK$17.76M · loan HK$26.64M · min. income ≈ HK$284,878/mo (50% DSR)
Upfront cash ≈ HK$19.64M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,719
−HK$8,887/mo
▼ 0.25% · 3.875%
HK$146,127
−HK$4,479/mo
Today · 4.125%
HK$150,606
baseline
▲ 0.50% · 4.625%
HK$159,770
+HK$9,164/mo
Deposit HK$13.32M · loan HK$31.08M · min. income ≈ HK$301,212/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,661
−HK$8,518/mo
▼ 0.25% · 3.875%
HK$161,889
−HK$4,290/mo
Today · 4.125%
HK$166,179
baseline
▲ 0.50% · 4.625%
HK$174,938
+HK$8,759/mo
Deposit HK$13.32M · loan HK$31.08M · min. income ≈ HK$332,358/mo (50% DSR)
Upfront cash ≈ HK$15.20M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,210
−HK$11,426/mo
▼ 0.25% · 3.875%
HK$187,878
−HK$5,758/mo
Today · 4.125%
HK$193,636
baseline
▲ 0.50% · 4.625%
HK$205,418
+HK$11,782/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$387,272/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,707
−HK$10,951/mo
▼ 0.25% · 3.875%
HK$208,143
−HK$5,515/mo
Today · 4.125%
HK$213,658
baseline
▲ 0.50% · 4.625%
HK$224,920
+HK$11,262/mo
Deposit HK$4.44M · loan HK$39.95M · min. income ≈ HK$427,316/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,886,707 · Scale 2, in force from 26 Feb 2026)