LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,253
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,403
−HK$3,200/mo
Today · 4.125%
HK$107,603
baseline
▲ 0.50% · 4.625%
HK$114,150
+HK$6,547/mo
Deposit HK$22.20M · loan HK$22.20M · min. income ≈ HK$215,206/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,643
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,664
−HK$3,065/mo
Today · 4.125%
HK$118,729
baseline
▲ 0.50% · 4.625%
HK$124,987
+HK$6,258/mo
Deposit HK$22.20M · loan HK$22.20M · min. income ≈ HK$237,458/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,504
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,283
−HK$3,840/mo
Today · 4.125%
HK$129,123
baseline
▲ 0.50% · 4.625%
HK$136,980
+HK$7,857/mo
Deposit HK$17.76M · loan HK$26.64M · min. income ≈ HK$258,246/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,172
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,797
−HK$3,678/mo
Today · 4.125%
HK$142,475
baseline
▲ 0.50% · 4.625%
HK$149,985
+HK$7,510/mo
Deposit HK$17.76M · loan HK$26.64M · min. income ≈ HK$284,950/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,754
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$146,164
−HK$4,480/mo
Today · 4.125%
HK$150,644
baseline
▲ 0.50% · 4.625%
HK$159,810
+HK$9,166/mo
Deposit HK$13.32M · loan HK$31.08M · min. income ≈ HK$301,288/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,700
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$161,930
−HK$4,290/mo
Today · 4.125%
HK$166,220
baseline
▲ 0.50% · 4.625%
HK$174,982
+HK$8,762/mo
Deposit HK$13.32M · loan HK$31.08M · min. income ≈ HK$332,440/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,256
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$187,925
−HK$5,760/mo
Today · 4.125%
HK$193,685
baseline
▲ 0.50% · 4.625%
HK$205,470
+HK$11,785/mo
Deposit HK$4.44M · loan HK$39.96M · min. income ≈ HK$387,370/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,758
−HK$10,954/mo
▼ 0.25% · 3.875%
HK$208,195
−HK$5,517/mo
Today · 4.125%
HK$213,712
baseline
▲ 0.50% · 4.625%
HK$224,977
+HK$11,265/mo
Deposit HK$4.44M · loan HK$39.96M · min. income ≈ HK$427,424/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,182 · Scale 2, in force from 26 Feb 2026)