LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,254
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,403
−HK$3,200/mo
Today · 4.125%
HK$107,603
baseline
▲ 0.50% · 4.625%
HK$114,150
+HK$6,547/mo
Deposit HK$22.20M · loan HK$22.20M · min. income ≈ HK$215,206/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,644
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,665
−HK$3,064/mo
Today · 4.125%
HK$118,729
baseline
▲ 0.50% · 4.625%
HK$124,988
+HK$6,259/mo
Deposit HK$22.20M · loan HK$22.20M · min. income ≈ HK$237,458/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,504
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$125,284
−HK$3,840/mo
Today · 4.125%
HK$129,124
baseline
▲ 0.50% · 4.625%
HK$136,981
+HK$7,857/mo
Deposit HK$17.76M · loan HK$26.64M · min. income ≈ HK$258,248/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,172
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,798
−HK$3,677/mo
Today · 4.125%
HK$142,475
baseline
▲ 0.50% · 4.625%
HK$149,985
+HK$7,510/mo
Deposit HK$17.76M · loan HK$26.64M · min. income ≈ HK$284,950/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,755
−HK$8,889/mo
▼ 0.25% · 3.875%
HK$146,164
−HK$4,480/mo
Today · 4.125%
HK$150,644
baseline
▲ 0.50% · 4.625%
HK$159,811
+HK$9,167/mo
Deposit HK$13.32M · loan HK$31.08M · min. income ≈ HK$301,288/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,701
−HK$8,520/mo
▼ 0.25% · 3.875%
HK$161,930
−HK$4,291/mo
Today · 4.125%
HK$166,221
baseline
▲ 0.50% · 4.625%
HK$174,983
+HK$8,762/mo
Deposit HK$13.32M · loan HK$31.08M · min. income ≈ HK$332,442/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,256
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$187,926
−HK$5,759/mo
Today · 4.125%
HK$193,685
baseline
▲ 0.50% · 4.625%
HK$205,471
+HK$11,786/mo
Deposit HK$4.44M · loan HK$39.96M · min. income ≈ HK$387,370/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,758
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$208,196
−HK$5,517/mo
Today · 4.125%
HK$213,713
baseline
▲ 0.50% · 4.625%
HK$224,978
+HK$11,265/mo
Deposit HK$4.44M · loan HK$39.96M · min. income ≈ HK$427,426/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,190 · Scale 2, in force from 26 Feb 2026)