LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,126
−HK$635/mo
▼ 0.25% · 3.875%
HK$10,441
−HK$320/mo
Today · 4.125%
HK$10,761
baseline
▲ 0.50% · 4.625%
HK$11,416
+HK$655/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,522/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,265
−HK$609/mo
▼ 0.25% · 3.875%
HK$11,567
−HK$307/mo
Today · 4.125%
HK$11,874
baseline
▲ 0.50% · 4.625%
HK$12,500
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,748/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,151
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,529
−HK$384/mo
Today · 4.125%
HK$12,913
baseline
▲ 0.50% · 4.625%
HK$13,699
+HK$786/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$25,826/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,518
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,881
−HK$367/mo
Today · 4.125%
HK$14,248
baseline
▲ 0.50% · 4.625%
HK$15,000
+HK$752/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$28,496/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,176
−HK$889/mo
▼ 0.25% · 3.875%
HK$14,617
−HK$448/mo
Today · 4.125%
HK$15,065
baseline
▲ 0.50% · 4.625%
HK$15,982
+HK$917/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,130/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,771
−HK$852/mo
▼ 0.25% · 3.875%
HK$16,194
−HK$429/mo
Today · 4.125%
HK$16,623
baseline
▲ 0.50% · 4.625%
HK$17,499
+HK$876/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,246/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,227
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,794
−HK$576/mo
Today · 4.125%
HK$19,370
baseline
▲ 0.50% · 4.625%
HK$20,548
+HK$1,178/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,740/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,277
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,821
−HK$552/mo
Today · 4.125%
HK$21,373
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,126/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$42,746/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,612 · Scale 2, in force from 26 Feb 2026)