LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,271
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,421
−HK$3,201/mo
Today · 4.125%
HK$107,622
baseline
▲ 0.50% · 4.625%
HK$114,170
+HK$6,548/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$215,244/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,663
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,685
−HK$3,065/mo
Today · 4.125%
HK$118,750
baseline
▲ 0.50% · 4.625%
HK$125,009
+HK$6,259/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$237,500/mo (50% DSR)
Upfront cash ≈ HK$24.09M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,525
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,306
−HK$3,840/mo
Today · 4.125%
HK$129,146
baseline
▲ 0.50% · 4.625%
HK$137,004
+HK$7,858/mo
Deposit HK$17.76M · loan HK$26.65M · min. income ≈ HK$258,292/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,196
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$138,822
−HK$3,678/mo
Today · 4.125%
HK$142,500
baseline
▲ 0.50% · 4.625%
HK$150,011
+HK$7,511/mo
Deposit HK$17.76M · loan HK$26.65M · min. income ≈ HK$285,000/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,780
−HK$8,890/mo
▼ 0.25% · 3.875%
HK$146,190
−HK$4,480/mo
Today · 4.125%
HK$150,670
baseline
▲ 0.50% · 4.625%
HK$159,838
+HK$9,168/mo
Deposit HK$13.32M · loan HK$31.09M · min. income ≈ HK$301,340/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,728
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,959
−HK$4,291/mo
Today · 4.125%
HK$166,250
baseline
▲ 0.50% · 4.625%
HK$175,013
+HK$8,763/mo
Deposit HK$13.32M · loan HK$31.09M · min. income ≈ HK$332,500/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,288
−HK$11,431/mo
▼ 0.25% · 3.875%
HK$187,958
−HK$5,761/mo
Today · 4.125%
HK$193,719
baseline
▲ 0.50% · 4.625%
HK$205,507
+HK$11,788/mo
Deposit HK$4.44M · loan HK$39.97M · min. income ≈ HK$387,438/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,794
−HK$10,956/mo
▼ 0.25% · 3.875%
HK$208,232
−HK$5,518/mo
Today · 4.125%
HK$213,750
baseline
▲ 0.50% · 4.625%
HK$225,017
+HK$11,267/mo
Deposit HK$4.44M · loan HK$39.97M · min. income ≈ HK$427,500/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,518 · Scale 2, in force from 26 Feb 2026)