LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,127
−HK$636/mo
▼ 0.25% · 3.875%
HK$10,443
−HK$320/mo
Today · 4.125%
HK$10,763
baseline
▲ 0.50% · 4.625%
HK$11,417
+HK$654/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,526/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,267
−HK$608/mo
▼ 0.25% · 3.875%
HK$11,569
−HK$306/mo
Today · 4.125%
HK$11,875
baseline
▲ 0.50% · 4.625%
HK$12,501
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,750/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,153
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,531
−HK$384/mo
Today · 4.125%
HK$12,915
baseline
▲ 0.50% · 4.625%
HK$13,701
+HK$786/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$25,830/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,520
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,883
−HK$368/mo
Today · 4.125%
HK$14,251
baseline
▲ 0.50% · 4.625%
HK$15,002
+HK$751/mo
Deposit HK$1.78M · loan HK$2.66M · min. income ≈ HK$28,502/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,178
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,620
−HK$448/mo
Today · 4.125%
HK$15,068
baseline
▲ 0.50% · 4.625%
HK$15,984
+HK$916/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,136/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,773
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,196
−HK$430/mo
Today · 4.125%
HK$16,626
baseline
▲ 0.50% · 4.625%
HK$17,502
+HK$876/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,252/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,229
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,797
−HK$576/mo
Today · 4.125%
HK$19,373
baseline
▲ 0.50% · 4.625%
HK$20,551
+HK$1,178/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,746/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,280
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,824
−HK$552/mo
Today · 4.125%
HK$21,376
baseline
▲ 0.50% · 4.625%
HK$22,503
+HK$1,127/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$42,752/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,621 · Scale 2, in force from 26 Feb 2026)