LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,284
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,435
−HK$3,201/mo
Today · 4.125%
HK$107,636
baseline
▲ 0.50% · 4.625%
HK$114,185
+HK$6,549/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$215,272/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,678
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,700
−HK$3,065/mo
Today · 4.125%
HK$118,765
baseline
▲ 0.50% · 4.625%
HK$125,026
+HK$6,261/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$237,530/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,541
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,322
−HK$3,841/mo
Today · 4.125%
HK$129,163
baseline
▲ 0.50% · 4.625%
HK$137,022
+HK$7,859/mo
Deposit HK$17.77M · loan HK$26.65M · min. income ≈ HK$258,326/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,213
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,840
−HK$3,678/mo
Today · 4.125%
HK$142,518
baseline
▲ 0.50% · 4.625%
HK$150,031
+HK$7,513/mo
Deposit HK$17.77M · loan HK$26.65M · min. income ≈ HK$285,036/mo (50% DSR)
Upfront cash ≈ HK$19.65M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,798
−HK$8,892/mo
▼ 0.25% · 3.875%
HK$146,209
−HK$4,481/mo
Today · 4.125%
HK$150,690
baseline
▲ 0.50% · 4.625%
HK$159,859
+HK$9,169/mo
Deposit HK$13.33M · loan HK$31.09M · min. income ≈ HK$301,380/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,749
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$161,979
−HK$4,292/mo
Today · 4.125%
HK$166,271
baseline
▲ 0.50% · 4.625%
HK$175,036
+HK$8,765/mo
Deposit HK$13.33M · loan HK$31.09M · min. income ≈ HK$332,542/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,312
−HK$11,432/mo
▼ 0.25% · 3.875%
HK$187,983
−HK$5,761/mo
Today · 4.125%
HK$193,744
baseline
▲ 0.50% · 4.625%
HK$205,533
+HK$11,789/mo
Deposit HK$4.44M · loan HK$39.98M · min. income ≈ HK$387,488/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,820
−HK$10,958/mo
▼ 0.25% · 3.875%
HK$208,259
−HK$5,519/mo
Today · 4.125%
HK$213,778
baseline
▲ 0.50% · 4.625%
HK$225,046
+HK$11,268/mo
Deposit HK$4.44M · loan HK$39.98M · min. income ≈ HK$427,556/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,761 · Scale 2, in force from 26 Feb 2026)