LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,292
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,443
−HK$3,201/mo
Today · 4.125%
HK$107,644
baseline
▲ 0.50% · 4.625%
HK$114,194
+HK$6,550/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$215,288/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,687
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$115,709
−HK$3,066/mo
Today · 4.125%
HK$118,775
baseline
▲ 0.50% · 4.625%
HK$125,035
+HK$6,260/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$237,550/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,551
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,332
−HK$3,841/mo
Today · 4.125%
HK$129,173
baseline
▲ 0.50% · 4.625%
HK$137,033
+HK$7,860/mo
Deposit HK$17.77M · loan HK$26.65M · min. income ≈ HK$258,346/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,224
−HK$7,306/mo
▼ 0.25% · 3.875%
HK$138,851
−HK$3,679/mo
Today · 4.125%
HK$142,530
baseline
▲ 0.50% · 4.625%
HK$150,043
+HK$7,513/mo
Deposit HK$17.77M · loan HK$26.65M · min. income ≈ HK$285,060/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,809
−HK$8,893/mo
▼ 0.25% · 3.875%
HK$146,220
−HK$4,482/mo
Today · 4.125%
HK$150,702
baseline
▲ 0.50% · 4.625%
HK$159,872
+HK$9,170/mo
Deposit HK$13.33M · loan HK$31.09M · min. income ≈ HK$301,404/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,761
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$161,992
−HK$4,293/mo
Today · 4.125%
HK$166,285
baseline
▲ 0.50% · 4.625%
HK$175,050
+HK$8,765/mo
Deposit HK$13.33M · loan HK$31.09M · min. income ≈ HK$332,570/mo (50% DSR)
Upfront cash ≈ HK$15.21M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,326
−HK$11,433/mo
▼ 0.25% · 3.875%
HK$187,997
−HK$5,762/mo
Today · 4.125%
HK$193,759
baseline
▲ 0.50% · 4.625%
HK$205,549
+HK$11,790/mo
Deposit HK$4.44M · loan HK$39.98M · min. income ≈ HK$387,518/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,836
−HK$10,958/mo
▼ 0.25% · 3.875%
HK$208,276
−HK$5,518/mo
Today · 4.125%
HK$213,794
baseline
▲ 0.50% · 4.625%
HK$225,064
+HK$11,270/mo
Deposit HK$4.44M · loan HK$39.98M · min. income ≈ HK$427,588/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,887,911 · Scale 2, in force from 26 Feb 2026)