LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,309
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,460
−HK$3,202/mo
Today · 4.125%
HK$107,662
baseline
▲ 0.50% · 4.625%
HK$114,213
+HK$6,551/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$215,324/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,705
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,728
−HK$3,066/mo
Today · 4.125%
HK$118,794
baseline
▲ 0.50% · 4.625%
HK$125,056
+HK$6,262/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$237,588/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,570
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$125,352
−HK$3,842/mo
Today · 4.125%
HK$129,194
baseline
▲ 0.50% · 4.625%
HK$137,055
+HK$7,861/mo
Deposit HK$17.77M · loan HK$26.66M · min. income ≈ HK$258,388/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,246
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$138,873
−HK$3,680/mo
Today · 4.125%
HK$142,553
baseline
▲ 0.50% · 4.625%
HK$150,067
+HK$7,514/mo
Deposit HK$17.77M · loan HK$26.66M · min. income ≈ HK$285,106/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,832
−HK$8,894/mo
▼ 0.25% · 3.875%
HK$146,244
−HK$4,482/mo
Today · 4.125%
HK$150,726
baseline
▲ 0.50% · 4.625%
HK$159,898
+HK$9,172/mo
Deposit HK$13.33M · loan HK$31.10M · min. income ≈ HK$301,452/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,787
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$162,019
−HK$4,293/mo
Today · 4.125%
HK$166,312
baseline
▲ 0.50% · 4.625%
HK$175,078
+HK$8,766/mo
Deposit HK$13.33M · loan HK$31.10M · min. income ≈ HK$332,624/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,356
−HK$11,435/mo
▼ 0.25% · 3.875%
HK$188,028
−HK$5,763/mo
Today · 4.125%
HK$193,791
baseline
▲ 0.50% · 4.625%
HK$205,583
+HK$11,792/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$387,582/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,869
−HK$10,960/mo
▼ 0.25% · 3.875%
HK$208,310
−HK$5,519/mo
Today · 4.125%
HK$213,829
baseline
▲ 0.50% · 4.625%
HK$225,100
+HK$11,271/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$427,658/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,217 · Scale 2, in force from 26 Feb 2026)