LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,310
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,462
−HK$3,201/mo
Today · 4.125%
HK$107,663
baseline
▲ 0.50% · 4.625%
HK$114,214
+HK$6,551/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$215,326/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,707
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,729
−HK$3,067/mo
Today · 4.125%
HK$118,796
baseline
▲ 0.50% · 4.625%
HK$125,058
+HK$6,262/mo
Deposit HK$22.21M · loan HK$22.21M · min. income ≈ HK$237,592/mo (50% DSR)
Upfront cash ≈ HK$24.10M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,572
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$125,354
−HK$3,842/mo
Today · 4.125%
HK$129,196
baseline
▲ 0.50% · 4.625%
HK$137,057
+HK$7,861/mo
Deposit HK$17.77M · loan HK$26.66M · min. income ≈ HK$258,392/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,248
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$138,875
−HK$3,680/mo
Today · 4.125%
HK$142,555
baseline
▲ 0.50% · 4.625%
HK$150,069
+HK$7,514/mo
Deposit HK$17.77M · loan HK$26.66M · min. income ≈ HK$285,110/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,834
−HK$8,895/mo
▼ 0.25% · 3.875%
HK$146,246
−HK$4,483/mo
Today · 4.125%
HK$150,729
baseline
▲ 0.50% · 4.625%
HK$159,900
+HK$9,171/mo
Deposit HK$13.33M · loan HK$31.10M · min. income ≈ HK$301,458/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,789
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$162,021
−HK$4,293/mo
Today · 4.125%
HK$166,314
baseline
▲ 0.50% · 4.625%
HK$175,081
+HK$8,767/mo
Deposit HK$13.33M · loan HK$31.10M · min. income ≈ HK$332,628/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,358
−HK$11,436/mo
▼ 0.25% · 3.875%
HK$188,031
−HK$5,763/mo
Today · 4.125%
HK$193,794
baseline
▲ 0.50% · 4.625%
HK$205,586
+HK$11,792/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$387,588/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,872
−HK$10,960/mo
▼ 0.25% · 3.875%
HK$208,313
−HK$5,519/mo
Today · 4.125%
HK$213,832
baseline
▲ 0.50% · 4.625%
HK$225,104
+HK$11,272/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$427,664/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,247 · Scale 2, in force from 26 Feb 2026)