LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,326
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$104,477
−HK$3,203/mo
Today · 4.125%
HK$107,680
baseline
▲ 0.50% · 4.625%
HK$114,232
+HK$6,552/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$215,360/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,724
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$115,747
−HK$3,067/mo
Today · 4.125%
HK$118,814
baseline
▲ 0.50% · 4.625%
HK$125,077
+HK$6,263/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$237,628/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,591
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$125,373
−HK$3,843/mo
Today · 4.125%
HK$129,216
baseline
▲ 0.50% · 4.625%
HK$137,078
+HK$7,862/mo
Deposit HK$17.77M · loan HK$26.66M · min. income ≈ HK$258,432/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,268
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,896
−HK$3,681/mo
Today · 4.125%
HK$142,577
baseline
▲ 0.50% · 4.625%
HK$150,092
+HK$7,515/mo
Deposit HK$17.77M · loan HK$26.66M · min. income ≈ HK$285,154/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,856
−HK$8,895/mo
▼ 0.25% · 3.875%
HK$146,268
−HK$4,483/mo
Today · 4.125%
HK$150,751
baseline
▲ 0.50% · 4.625%
HK$159,924
+HK$9,173/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$301,502/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,813
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$162,046
−HK$4,293/mo
Today · 4.125%
HK$166,339
baseline
▲ 0.50% · 4.625%
HK$175,107
+HK$8,768/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$332,678/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,386
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$188,059
−HK$5,764/mo
Today · 4.125%
HK$193,823
baseline
▲ 0.50% · 4.625%
HK$205,617
+HK$11,794/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$387,646/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,903
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,344
−HK$5,521/mo
Today · 4.125%
HK$213,865
baseline
▲ 0.50% · 4.625%
HK$225,138
+HK$11,273/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$427,730/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,533 · Scale 2, in force from 26 Feb 2026)