LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,331
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$104,483
−HK$3,203/mo
Today · 4.125%
HK$107,686
baseline
▲ 0.50% · 4.625%
HK$114,238
+HK$6,552/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$215,372/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,730
−HK$6,090/mo
▼ 0.25% · 3.875%
HK$115,753
−HK$3,067/mo
Today · 4.125%
HK$118,820
baseline
▲ 0.50% · 4.625%
HK$125,084
+HK$6,264/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$237,640/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,597
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,380
−HK$3,843/mo
Today · 4.125%
HK$129,223
baseline
▲ 0.50% · 4.625%
HK$137,086
+HK$7,863/mo
Deposit HK$17.78M · loan HK$26.66M · min. income ≈ HK$258,446/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,276
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,904
−HK$3,681/mo
Today · 4.125%
HK$142,585
baseline
▲ 0.50% · 4.625%
HK$150,100
+HK$7,515/mo
Deposit HK$17.78M · loan HK$26.66M · min. income ≈ HK$285,170/mo (50% DSR)
Upfront cash ≈ HK$19.66M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,864
−HK$8,896/mo
▼ 0.25% · 3.875%
HK$146,277
−HK$4,483/mo
Today · 4.125%
HK$150,760
baseline
▲ 0.50% · 4.625%
HK$159,933
+HK$9,173/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$301,520/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,822
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$162,055
−HK$4,294/mo
Today · 4.125%
HK$166,349
baseline
▲ 0.50% · 4.625%
HK$175,117
+HK$8,768/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$332,698/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,396
−HK$11,438/mo
▼ 0.25% · 3.875%
HK$188,070
−HK$5,764/mo
Today · 4.125%
HK$193,834
baseline
▲ 0.50% · 4.625%
HK$205,628
+HK$11,794/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$387,668/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,914
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$208,356
−HK$5,521/mo
Today · 4.125%
HK$213,877
baseline
▲ 0.50% · 4.625%
HK$225,151
+HK$11,274/mo
Deposit HK$4.44M · loan HK$39.99M · min. income ≈ HK$427,754/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,638 · Scale 2, in force from 26 Feb 2026)