LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,134
−HK$635/mo
▼ 0.25% · 3.875%
HK$10,449
−HK$320/mo
Today · 4.125%
HK$10,769
baseline
▲ 0.50% · 4.625%
HK$11,425
+HK$656/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,538/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,274
−HK$609/mo
▼ 0.25% · 3.875%
HK$11,576
−HK$307/mo
Today · 4.125%
HK$11,883
baseline
▲ 0.50% · 4.625%
HK$12,509
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,766/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,161
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,539
−HK$384/mo
Today · 4.125%
HK$12,923
baseline
▲ 0.50% · 4.625%
HK$13,710
+HK$787/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,846/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,529
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,891
−HK$369/mo
Today · 4.125%
HK$14,260
baseline
▲ 0.50% · 4.625%
HK$15,011
+HK$751/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,520/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,187
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,629
−HK$448/mo
Today · 4.125%
HK$15,077
baseline
▲ 0.50% · 4.625%
HK$15,995
+HK$918/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,154/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,783
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,207
−HK$429/mo
Today · 4.125%
HK$16,636
baseline
▲ 0.50% · 4.625%
HK$17,513
+HK$877/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,272/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,241
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,808
−HK$577/mo
Today · 4.125%
HK$19,385
baseline
▲ 0.50% · 4.625%
HK$20,564
+HK$1,179/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$38,770/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,293
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,837
−HK$552/mo
Today · 4.125%
HK$21,389
baseline
▲ 0.50% · 4.625%
HK$22,517
+HK$1,128/mo
Deposit HK$444K · loan HK$4.00M · min. income ≈ HK$42,778/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,663 · Scale 2, in force from 26 Feb 2026)