LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,347
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,500
−HK$3,203/mo
Today · 4.125%
HK$107,703
baseline
▲ 0.50% · 4.625%
HK$114,256
+HK$6,553/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$215,406/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,748
−HK$6,091/mo
▼ 0.25% · 3.875%
HK$115,772
−HK$3,067/mo
Today · 4.125%
HK$118,839
baseline
▲ 0.50% · 4.625%
HK$125,104
+HK$6,265/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$237,678/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,617
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,400
−HK$3,843/mo
Today · 4.125%
HK$129,243
baseline
▲ 0.50% · 4.625%
HK$137,108
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,486/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,298
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,926
−HK$3,681/mo
Today · 4.125%
HK$142,607
baseline
▲ 0.50% · 4.625%
HK$150,124
+HK$7,517/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,214/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,886
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$146,300
−HK$4,484/mo
Today · 4.125%
HK$150,784
baseline
▲ 0.50% · 4.625%
HK$159,959
+HK$9,175/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$301,568/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,847
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$162,081
−HK$4,294/mo
Today · 4.125%
HK$166,375
baseline
▲ 0.50% · 4.625%
HK$175,145
+HK$8,770/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$332,750/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,425
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$188,100
−HK$5,765/mo
Today · 4.125%
HK$193,865
baseline
▲ 0.50% · 4.625%
HK$205,661
+HK$11,796/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$387,730/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,946
−HK$10,965/mo
▼ 0.25% · 3.875%
HK$208,389
−HK$5,522/mo
Today · 4.125%
HK$213,911
baseline
▲ 0.50% · 4.625%
HK$225,187
+HK$11,276/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$427,822/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,888,940 · Scale 2, in force from 26 Feb 2026)