LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,351
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,504
−HK$3,203/mo
Today · 4.125%
HK$107,707
baseline
▲ 0.50% · 4.625%
HK$114,261
+HK$6,554/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$215,414/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,752
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,776
−HK$3,068/mo
Today · 4.125%
HK$118,844
baseline
▲ 0.50% · 4.625%
HK$125,109
+HK$6,265/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$237,688/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,622
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,405
−HK$3,843/mo
Today · 4.125%
HK$129,248
baseline
▲ 0.50% · 4.625%
HK$137,113
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,496/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,303
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$138,932
−HK$3,681/mo
Today · 4.125%
HK$142,613
baseline
▲ 0.50% · 4.625%
HK$150,130
+HK$7,517/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,226/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,892
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$146,306
−HK$4,484/mo
Today · 4.125%
HK$150,790
baseline
▲ 0.50% · 4.625%
HK$159,965
+HK$9,175/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$301,580/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,853
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,087
−HK$4,295/mo
Today · 4.125%
HK$166,382
baseline
▲ 0.50% · 4.625%
HK$175,152
+HK$8,770/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$332,764/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,433
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$188,107
−HK$5,766/mo
Today · 4.125%
HK$193,873
baseline
▲ 0.50% · 4.625%
HK$205,669
+HK$11,796/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$387,746/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,954
−HK$10,965/mo
▼ 0.25% · 3.875%
HK$208,398
−HK$5,521/mo
Today · 4.125%
HK$213,919
baseline
▲ 0.50% · 4.625%
HK$225,195
+HK$11,276/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$427,838/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,015 · Scale 2, in force from 26 Feb 2026)