LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,353
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,506
−HK$3,203/mo
Today · 4.125%
HK$107,709
baseline
▲ 0.50% · 4.625%
HK$114,262
+HK$6,553/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$215,418/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,754
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,778
−HK$3,068/mo
Today · 4.125%
HK$118,846
baseline
▲ 0.50% · 4.625%
HK$125,110
+HK$6,264/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$237,692/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,624
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,407
−HK$3,843/mo
Today · 4.125%
HK$129,250
baseline
▲ 0.50% · 4.625%
HK$137,115
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,500/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,305
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$138,934
−HK$3,681/mo
Today · 4.125%
HK$142,615
baseline
▲ 0.50% · 4.625%
HK$150,133
+HK$7,518/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,230/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,894
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$146,308
−HK$4,484/mo
Today · 4.125%
HK$150,792
baseline
▲ 0.50% · 4.625%
HK$159,967
+HK$9,175/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$301,584/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,856
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$162,089
−HK$4,295/mo
Today · 4.125%
HK$166,384
baseline
▲ 0.50% · 4.625%
HK$175,155
+HK$8,771/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$332,768/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,435
−HK$11,441/mo
▼ 0.25% · 3.875%
HK$188,110
−HK$5,766/mo
Today · 4.125%
HK$193,876
baseline
▲ 0.50% · 4.625%
HK$205,672
+HK$11,796/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$387,752/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,957
−HK$10,966/mo
▼ 0.25% · 3.875%
HK$208,401
−HK$5,522/mo
Today · 4.125%
HK$213,923
baseline
▲ 0.50% · 4.625%
HK$225,199
+HK$11,276/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$427,846/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,043 · Scale 2, in force from 26 Feb 2026)