LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,357
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,510
−HK$3,203/mo
Today · 4.125%
HK$107,713
baseline
▲ 0.50% · 4.625%
HK$114,267
+HK$6,554/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$215,426/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,759
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,783
−HK$3,068/mo
Today · 4.125%
HK$118,851
baseline
▲ 0.50% · 4.625%
HK$125,115
+HK$6,264/mo
Deposit HK$22.22M · loan HK$22.22M · min. income ≈ HK$237,702/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,628
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,412
−HK$3,844/mo
Today · 4.125%
HK$129,256
baseline
▲ 0.50% · 4.625%
HK$137,121
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,512/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,310
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,939
−HK$3,682/mo
Today · 4.125%
HK$142,621
baseline
▲ 0.50% · 4.625%
HK$150,139
+HK$7,518/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,242/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,900
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$146,314
−HK$4,484/mo
Today · 4.125%
HK$150,798
baseline
▲ 0.50% · 4.625%
HK$159,974
+HK$9,176/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$301,596/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,862
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,096
−HK$4,295/mo
Today · 4.125%
HK$166,391
baseline
▲ 0.50% · 4.625%
HK$175,162
+HK$8,771/mo
Deposit HK$13.33M · loan HK$31.11M · min. income ≈ HK$332,782/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,443
−HK$11,440/mo
▼ 0.25% · 3.875%
HK$188,118
−HK$5,765/mo
Today · 4.125%
HK$193,883
baseline
▲ 0.50% · 4.625%
HK$205,681
+HK$11,798/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$387,766/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,966
−HK$10,965/mo
▼ 0.25% · 3.875%
HK$208,409
−HK$5,522/mo
Today · 4.125%
HK$213,931
baseline
▲ 0.50% · 4.625%
HK$225,208
+HK$11,277/mo
Deposit HK$4.44M · loan HK$40.00M · min. income ≈ HK$427,862/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,119 · Scale 2, in force from 26 Feb 2026)