LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,360
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$104,513
−HK$3,203/mo
Today · 4.125%
HK$107,716
baseline
▲ 0.50% · 4.625%
HK$114,270
+HK$6,554/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,432/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,762
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,786
−HK$3,068/mo
Today · 4.125%
HK$118,854
baseline
▲ 0.50% · 4.625%
HK$125,119
+HK$6,265/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,708/mo (50% DSR)
Upfront cash ≈ HK$24.11M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,632
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$125,415
−HK$3,844/mo
Today · 4.125%
HK$129,259
baseline
▲ 0.50% · 4.625%
HK$137,124
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,518/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,314
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,943
−HK$3,682/mo
Today · 4.125%
HK$142,625
baseline
▲ 0.50% · 4.625%
HK$150,143
+HK$7,518/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,250/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,904
−HK$8,898/mo
▼ 0.25% · 3.875%
HK$146,318
−HK$4,484/mo
Today · 4.125%
HK$150,802
baseline
▲ 0.50% · 4.625%
HK$159,978
+HK$9,176/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$301,604/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,866
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,100
−HK$4,295/mo
Today · 4.125%
HK$166,395
baseline
▲ 0.50% · 4.625%
HK$175,166
+HK$8,771/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$332,790/mo (50% DSR)
Upfront cash ≈ HK$15.22M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,448
−HK$11,441/mo
▼ 0.25% · 3.875%
HK$188,123
−HK$5,766/mo
Today · 4.125%
HK$193,889
baseline
▲ 0.50% · 4.625%
HK$205,686
+HK$11,797/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$387,778/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,971
−HK$10,966/mo
▼ 0.25% · 3.875%
HK$208,415
−HK$5,522/mo
Today · 4.125%
HK$213,937
baseline
▲ 0.50% · 4.625%
HK$225,214
+HK$11,277/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$427,874/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,169 · Scale 2, in force from 26 Feb 2026)