LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,136
−HK$636/mo
▼ 0.25% · 3.875%
HK$10,451
−HK$321/mo
Today · 4.125%
HK$10,772
baseline
▲ 0.50% · 4.625%
HK$11,427
+HK$655/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,544/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,276
−HK$610/mo
▼ 0.25% · 3.875%
HK$11,579
−HK$307/mo
Today · 4.125%
HK$11,886
baseline
▲ 0.50% · 4.625%
HK$12,512
+HK$626/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,772/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,163
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,542
−HK$384/mo
Today · 4.125%
HK$12,926
baseline
▲ 0.50% · 4.625%
HK$13,713
+HK$787/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,852/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,532
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,895
−HK$368/mo
Today · 4.125%
HK$14,263
baseline
▲ 0.50% · 4.625%
HK$15,015
+HK$752/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,526/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,191
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,632
−HK$449/mo
Today · 4.125%
HK$15,081
baseline
▲ 0.50% · 4.625%
HK$15,998
+HK$917/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,162/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,787
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,210
−HK$430/mo
Today · 4.125%
HK$16,640
baseline
▲ 0.50% · 4.625%
HK$17,517
+HK$877/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,280/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,245
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,813
−HK$576/mo
Today · 4.125%
HK$19,389
baseline
▲ 0.50% · 4.625%
HK$20,569
+HK$1,180/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,778/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,298
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,842
−HK$552/mo
Today · 4.125%
HK$21,394
baseline
▲ 0.50% · 4.625%
HK$22,522
+HK$1,128/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$42,788/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,678 · Scale 2, in force from 26 Feb 2026)