LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,363
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,516
−HK$3,204/mo
Today · 4.125%
HK$107,720
baseline
▲ 0.50% · 4.625%
HK$114,274
+HK$6,554/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,440/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,766
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,790
−HK$3,068/mo
Today · 4.125%
HK$118,858
baseline
▲ 0.50% · 4.625%
HK$125,123
+HK$6,265/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,716/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,636
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,420
−HK$3,844/mo
Today · 4.125%
HK$129,264
baseline
▲ 0.50% · 4.625%
HK$137,129
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,528/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,319
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,948
−HK$3,682/mo
Today · 4.125%
HK$142,630
baseline
▲ 0.50% · 4.625%
HK$150,148
+HK$7,518/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,260/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,909
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,323
−HK$4,485/mo
Today · 4.125%
HK$150,808
baseline
▲ 0.50% · 4.625%
HK$159,984
+HK$9,176/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$301,616/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,872
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$162,106
−HK$4,295/mo
Today · 4.125%
HK$166,401
baseline
▲ 0.50% · 4.625%
HK$175,173
+HK$8,772/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$332,802/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,454
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$188,129
−HK$5,767/mo
Today · 4.125%
HK$193,896
baseline
▲ 0.50% · 4.625%
HK$205,694
+HK$11,798/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$387,792/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,978
−HK$10,967/mo
▼ 0.25% · 3.875%
HK$208,422
−HK$5,523/mo
Today · 4.125%
HK$213,945
baseline
▲ 0.50% · 4.625%
HK$225,222
+HK$11,277/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$427,890/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,237 · Scale 2, in force from 26 Feb 2026)