LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,364
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,517
−HK$3,204/mo
Today · 4.125%
HK$107,721
baseline
▲ 0.50% · 4.625%
HK$114,275
+HK$6,554/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,442/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,767
−HK$6,092/mo
▼ 0.25% · 3.875%
HK$115,791
−HK$3,068/mo
Today · 4.125%
HK$118,859
baseline
▲ 0.50% · 4.625%
HK$125,124
+HK$6,265/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,718/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,637
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,421
−HK$3,844/mo
Today · 4.125%
HK$129,265
baseline
▲ 0.50% · 4.625%
HK$137,130
+HK$7,865/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$258,530/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,320
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,949
−HK$3,682/mo
Today · 4.125%
HK$142,631
baseline
▲ 0.50% · 4.625%
HK$150,149
+HK$7,518/mo
Deposit HK$17.78M · loan HK$26.67M · min. income ≈ HK$285,262/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,910
−HK$8,899/mo
▼ 0.25% · 3.875%
HK$146,324
−HK$4,485/mo
Today · 4.125%
HK$150,809
baseline
▲ 0.50% · 4.625%
HK$159,985
+HK$9,176/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$301,618/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,873
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$162,107
−HK$4,296/mo
Today · 4.125%
HK$166,403
baseline
▲ 0.50% · 4.625%
HK$175,174
+HK$8,771/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$332,806/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,455
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$188,131
−HK$5,766/mo
Today · 4.125%
HK$193,897
baseline
▲ 0.50% · 4.625%
HK$205,695
+HK$11,798/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$387,794/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,980
−HK$10,966/mo
▼ 0.25% · 3.875%
HK$208,424
−HK$5,522/mo
Today · 4.125%
HK$213,946
baseline
▲ 0.50% · 4.625%
HK$225,224
+HK$11,278/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$427,892/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$1,889,250 · Scale 2, in force from 26 Feb 2026)