LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,138
−HK$635/mo
▼ 0.25% · 3.875%
HK$10,453
−HK$320/mo
Today · 4.125%
HK$10,773
baseline
▲ 0.50% · 4.625%
HK$11,429
+HK$656/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$21,546/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,278
−HK$609/mo
▼ 0.25% · 3.875%
HK$11,581
−HK$306/mo
Today · 4.125%
HK$11,887
baseline
▲ 0.50% · 4.625%
HK$12,514
+HK$627/mo
Deposit HK$2.22M · loan HK$2.22M · min. income ≈ HK$23,774/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,165
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,544
−HK$384/mo
Today · 4.125%
HK$12,928
baseline
▲ 0.50% · 4.625%
HK$13,715
+HK$787/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$25,856/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,534
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,897
−HK$368/mo
Today · 4.125%
HK$14,265
baseline
▲ 0.50% · 4.625%
HK$15,017
+HK$752/mo
Deposit HK$1.78M · loan HK$2.67M · min. income ≈ HK$28,530/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,193
−HK$890/mo
▼ 0.25% · 3.875%
HK$14,634
−HK$449/mo
Today · 4.125%
HK$15,083
baseline
▲ 0.50% · 4.625%
HK$16,001
+HK$918/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$30,166/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,789
−HK$853/mo
▼ 0.25% · 3.875%
HK$16,213
−HK$429/mo
Today · 4.125%
HK$16,642
baseline
▲ 0.50% · 4.625%
HK$17,520
+HK$878/mo
Deposit HK$1.33M · loan HK$3.11M · min. income ≈ HK$33,284/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,248
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,816
−HK$576/mo
Today · 4.125%
HK$19,392
baseline
▲ 0.50% · 4.625%
HK$20,572
+HK$1,180/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,784/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,845
−HK$552/mo
Today · 4.125%
HK$21,397
baseline
▲ 0.50% · 4.625%
HK$22,525
+HK$1,128/mo
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$42,794/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,689 · Scale 2, in force from 26 Feb 2026)