LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,378
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$104,532
−HK$3,203/mo
Today · 4.125%
HK$107,735
baseline
▲ 0.50% · 4.625%
HK$114,291
+HK$6,556/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,470/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,782
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,807
−HK$3,068/mo
Today · 4.125%
HK$118,875
baseline
▲ 0.50% · 4.625%
HK$125,142
+HK$6,267/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,750/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,654
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,438
−HK$3,845/mo
Today · 4.125%
HK$129,283
baseline
▲ 0.50% · 4.625%
HK$137,149
+HK$7,866/mo
Deposit HK$17.78M · loan HK$26.68M · min. income ≈ HK$258,566/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,339
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,968
−HK$3,683/mo
Today · 4.125%
HK$142,651
baseline
▲ 0.50% · 4.625%
HK$150,170
+HK$7,519/mo
Deposit HK$17.78M · loan HK$26.68M · min. income ≈ HK$285,302/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,929
−HK$8,901/mo
▼ 0.25% · 3.875%
HK$146,344
−HK$4,486/mo
Today · 4.125%
HK$150,830
baseline
▲ 0.50% · 4.625%
HK$160,007
+HK$9,177/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$301,660/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,895
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$162,130
−HK$4,296/mo
Today · 4.125%
HK$166,426
baseline
▲ 0.50% · 4.625%
HK$175,198
+HK$8,772/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$332,852/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,481
−HK$11,443/mo
▼ 0.25% · 3.875%
HK$188,157
−HK$5,767/mo
Today · 4.125%
HK$193,924
baseline
▲ 0.50% · 4.625%
HK$205,724
+HK$11,800/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$387,848/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,008
−HK$10,968/mo
▼ 0.25% · 3.875%
HK$208,452
−HK$5,524/mo
Today · 4.125%
HK$213,976
baseline
▲ 0.50% · 4.625%
HK$225,255
+HK$11,279/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$427,952/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,512 · Scale 2, in force from 26 Feb 2026)