LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,381
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$104,535
−HK$3,204/mo
Today · 4.125%
HK$107,739
baseline
▲ 0.50% · 4.625%
HK$114,294
+HK$6,555/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,478/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,786
−HK$6,093/mo
▼ 0.25% · 3.875%
HK$115,810
−HK$3,069/mo
Today · 4.125%
HK$118,879
baseline
▲ 0.50% · 4.625%
HK$125,145
+HK$6,266/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,758/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,657
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,442
−HK$3,844/mo
Today · 4.125%
HK$129,286
baseline
▲ 0.50% · 4.625%
HK$137,153
+HK$7,867/mo
Deposit HK$17.78M · loan HK$26.68M · min. income ≈ HK$258,572/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,343
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,973
−HK$3,682/mo
Today · 4.125%
HK$142,655
baseline
▲ 0.50% · 4.625%
HK$150,174
+HK$7,519/mo
Deposit HK$17.78M · loan HK$26.68M · min. income ≈ HK$285,310/mo (50% DSR)
Upfront cash ≈ HK$19.67M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,934
−HK$8,900/mo
▼ 0.25% · 3.875%
HK$146,349
−HK$4,485/mo
Today · 4.125%
HK$150,834
baseline
▲ 0.50% · 4.625%
HK$160,012
+HK$9,178/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$301,668/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,900
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$162,135
−HK$4,296/mo
Today · 4.125%
HK$166,431
baseline
▲ 0.50% · 4.625%
HK$175,203
+HK$8,772/mo
Deposit HK$13.34M · loan HK$31.12M · min. income ≈ HK$332,862/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,486
−HK$11,444/mo
▼ 0.25% · 3.875%
HK$188,163
−HK$5,767/mo
Today · 4.125%
HK$193,930
baseline
▲ 0.50% · 4.625%
HK$205,730
+HK$11,800/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$387,860/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,014
−HK$10,968/mo
▼ 0.25% · 3.875%
HK$208,459
−HK$5,523/mo
Today · 4.125%
HK$213,982
baseline
▲ 0.50% · 4.625%
HK$225,262
+HK$11,280/mo
Deposit HK$4.45M · loan HK$40.01M · min. income ≈ HK$427,964/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,569 · Scale 2, in force from 26 Feb 2026)