LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,390
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$104,544
−HK$3,205/mo
Today · 4.125%
HK$107,749
baseline
▲ 0.50% · 4.625%
HK$114,305
+HK$6,556/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,498/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,796
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$115,821
−HK$3,069/mo
Today · 4.125%
HK$118,890
baseline
▲ 0.50% · 4.625%
HK$125,157
+HK$6,267/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,780/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,669
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,453
−HK$3,845/mo
Today · 4.125%
HK$129,298
baseline
▲ 0.50% · 4.625%
HK$137,166
+HK$7,868/mo
Deposit HK$17.79M · loan HK$26.68M · min. income ≈ HK$258,596/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,355
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,985
−HK$3,683/mo
Today · 4.125%
HK$142,668
baseline
▲ 0.50% · 4.625%
HK$150,188
+HK$7,520/mo
Deposit HK$17.79M · loan HK$26.68M · min. income ≈ HK$285,336/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,947
−HK$8,901/mo
▼ 0.25% · 3.875%
HK$146,362
−HK$4,486/mo
Today · 4.125%
HK$150,848
baseline
▲ 0.50% · 4.625%
HK$160,027
+HK$9,179/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$301,696/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,914
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$162,149
−HK$4,297/mo
Today · 4.125%
HK$166,446
baseline
▲ 0.50% · 4.625%
HK$175,219
+HK$8,773/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$332,892/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,503
−HK$11,444/mo
▼ 0.25% · 3.875%
HK$188,180
−HK$5,767/mo
Today · 4.125%
HK$193,947
baseline
▲ 0.50% · 4.625%
HK$205,749
+HK$11,802/mo
Deposit HK$4.45M · loan HK$40.02M · min. income ≈ HK$387,894/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,033
−HK$10,969/mo
▼ 0.25% · 3.875%
HK$208,478
−HK$5,524/mo
Today · 4.125%
HK$214,002
baseline
▲ 0.50% · 4.625%
HK$225,282
+HK$11,280/mo
Deposit HK$4.45M · loan HK$40.02M · min. income ≈ HK$428,004/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,742 · Scale 2, in force from 26 Feb 2026)