LTV · monthly repayment
▼ 0.50% · 3.625%
HK$101,392
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$104,546
−HK$3,204/mo
Today · 4.125%
HK$107,750
baseline
▲ 0.50% · 4.625%
HK$114,306
+HK$6,556/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$215,500/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,797
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$115,823
−HK$3,068/mo
Today · 4.125%
HK$118,891
baseline
▲ 0.50% · 4.625%
HK$125,158
+HK$6,267/mo
Deposit HK$22.23M · loan HK$22.23M · min. income ≈ HK$237,782/mo (50% DSR)
Upfront cash ≈ HK$24.12M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,670
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$125,455
−HK$3,845/mo
Today · 4.125%
HK$129,300
baseline
▲ 0.50% · 4.625%
HK$137,168
+HK$7,868/mo
Deposit HK$17.79M · loan HK$26.68M · min. income ≈ HK$258,600/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,357
−HK$7,313/mo
▼ 0.25% · 3.875%
HK$138,987
−HK$3,683/mo
Today · 4.125%
HK$142,670
baseline
▲ 0.50% · 4.625%
HK$150,190
+HK$7,520/mo
Deposit HK$17.79M · loan HK$26.68M · min. income ≈ HK$285,340/mo (50% DSR)
Upfront cash ≈ HK$19.68M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,949
−HK$8,901/mo
▼ 0.25% · 3.875%
HK$146,364
−HK$4,486/mo
Today · 4.125%
HK$150,850
baseline
▲ 0.50% · 4.625%
HK$160,029
+HK$9,179/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$301,700/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$157,916
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$162,152
−HK$4,296/mo
Today · 4.125%
HK$166,448
baseline
▲ 0.50% · 4.625%
HK$175,222
+HK$8,774/mo
Deposit HK$13.34M · loan HK$31.13M · min. income ≈ HK$332,896/mo (50% DSR)
Upfront cash ≈ HK$15.23M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,505
−HK$11,445/mo
▼ 0.25% · 3.875%
HK$188,182
−HK$5,768/mo
Today · 4.125%
HK$193,950
baseline
▲ 0.50% · 4.625%
HK$205,751
+HK$11,801/mo
Deposit HK$4.45M · loan HK$40.02M · min. income ≈ HK$387,900/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,035
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$208,481
−HK$5,524/mo
Today · 4.125%
HK$214,005
baseline
▲ 0.50% · 4.625%
HK$225,285
+HK$11,280/mo
Deposit HK$4.45M · loan HK$40.02M · min. income ≈ HK$428,010/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$1,889,767 · Scale 2, in force from 26 Feb 2026)